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East West Bank is safe, sound and secure. For the
past 37 years, we have worked hard to build a financially strong, well-managed bank, worthy of your trust and confidence. In these unsettling economic times, you can have peace of mind that your deposits are safe with us.
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East West Bank has all the hallmarks of a safe, sound and secure
financial institution. |
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| Strong Capital Levels |
Banks are rated by the federal government on how strongly capitalized they are. East West Bank is strongly capitalized and consistently exceeds the federal requirement for "Well Capitalized" banks.
As of June 30, 2010, our total risk-based capital ratio was 20.8%, significantly higher than the well capitalized requirement of 10.00%. Exceedingly high capital levels ensure that East West Bank can provide ample reserves to absorb any losses that may result from the current economic downturn. |
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| Superior Bank Ratings |
IDC is an independent rating agency that evaluates all financial institutions in the country.
As of March 31, 2010, IDC's most current ratings publication has rated East West Bank as "Superior" - banks rated Superior are defined as "Strong Institutions".
With an IDC rating of "Superior", East West Bank is a preferred depository institution for government agencies, municipalities, insurance companies and other entities that place millions of dollars in our nation's banks. |
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| Sound Management |
| A corporate governance rating system provided by Institutional Shareholder Services (ISS) on over 8,000 publicly traded companies evaluates the strengths, deficiencies, and risks of a company's corporate governance practices and board of directors. East West Bank is rated consistently high by ISS and has a current rating of 89.7, meaning we have better corporate governance practices than 89.7% of the companies in our industry group. The ISS rating is a testament to our conservative management philosophy and unwavering commitment to shareholders and customers. |
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Having true peace of mind that your money is safe at East West Bank is that simple.
Ask a representative about these free services today.
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Member FDIC
Federal Deposit Insurance Corporation |
| Your deposit accounts at East West Bank are covered by the safety and security of FDIC Deposit Insurance. Our knowledgeable and experienced employees work together with you to maximize your FDIC insurance coverage on checking, savings, certificate of deposit and money market accounts.1 |
| 1. Deposits in checking, savings, certificate of deposit, money market accounts, IRAs and other certain retirement accounts at FDIC insured institutions are insured up to $250,000 per depositor. |
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CDARS
Certificate of Deposit Account Registry Service |
| Through the services of CDARS, we offer you a safe, convenient way to put your cash to work by placing all of your CD funds in one financial institution. With CDARS, we can offer you multi-million-dollar FDIC coverage. With CDARS, you can manage one banking relationship, earn one rate on your investment, and receive one regular account statement. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.2 |
| 2. Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with East West Bank. The Agreement contains important information and conditions regarding the placement of funds by us. Please read the Agreement carefully before signing it. |
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MMIDAS
Money Market Insured Deposit Account Service |
| With MMIDAS, you can maximize FDIC insurance coverage on your large money market deposits, reduce time required to manage daily liquidity needs and earn interest at competitive money market rates. With MMIDAS, we can offer you up to $8 million in federal deposit insurance coverage.3 |
| 3. Funds may be submitted for placement only after a depositor has signed a Money Market Insured Deposit Program Application with East West Bank. The Application contains important information and conditions regarding the placement of funds by us. Please read the Application carefully before signing it. |
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CDARS & MMIDAS Benefits
Our insured deposit programs allow you to:
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- Maximize FDIC insurance coverage of large deposits
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- Earn interest at competitive rates
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- Work with East West Bank, your local and trusted banking partner
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- Easily manage all your checking accounts, CD & Money Market accounts
through one bank
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- Safely and conveniently manage your excess cash
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- Reduce time and effort managing daily liquidity needs
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- Simplify account management with the convenience of one consolidated
statement for each service
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For more information,
please visit any of our branches or call our Customer Service Center at 1.888.895.5650
and allow us the opportunity to help you maximize your FDIC insurance coverage. For more information, please visit www.fdic.gov. |
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