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房屋貸款利率 |
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固定利率貸款 |
| 全期固定利率貸款，包括一般貸款計劃。 |
一般貸款額
(貸款額至$417,000，要求貸款資料齊全) |
| 貸款期 |
利率 |
預付利息點數 |
年利率 |
月付款額* |
| 30 Years |
4.375% |
0.750 |
4.451% |
$998.58 |
| 15 Years |
3.750% |
1.125 |
3.857% |
$1,454.45 |
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| Portfolio 貸款計劃 |
| 配合特別貸款需求，審核標準有彈性。 |
Portfolio貸款計劃
|
| 貸款類別 |
利率 |
預付利息點數 |
年利率 |
月付款額* |
| 6 Month T-Bill |
4.375% |
0.000 |
4.419% |
$998.58 |
| 3/1 Intermediate ARM (CA31T/JA31T) |
4.5% |
0.000 |
4.544% |
$1,013.38 |
| 5/1 Intermediate ARM (CA51T/JA51T) |
6.375% |
0.000 |
6.449% |
$1,247.74 |
| 7/1 Intermediate ARM (CA71T/JA71T) |
6.75% |
0.000 |
6.829% |
$1,297.20 |
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| 多單位住宅貸款 |
| 個案審核，簡易快捷。 |
Portfolio貸款計劃
|
| 貸款類別 |
利率 |
預付利息點數 |
月付款額* |
| 6 Month T-Bill |
4.50% |
0.000 |
$2,026.75 |
| 3/1 Intermediate Arm |
5.50% |
1.000 |
$2,271.16 |
| 5/1 Intermediate Arm |
6.50% |
1.000 |
$2,528.28 |
| 15 Year Fixed |
8.50% |
0.500 |
$3,075.66 |
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| * Conforming and Portfolio examples are based on a loan amount of $200,000. Multi-Family examples are based on a loan amount of $400,000. Rates and payments on Adjustable and Intermediate Adjustable Rate Mortgages may increase after consummation based on a margin and current market indexes. All examples are based on the following conditions: |
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The property is a single family used as your primary residence, except for the multi-family product which assumes a non-owner occupied residence. |
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The property is located in California. |
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The down payment towards the property is 25%. |
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Income and assets are documented and are sufficient to qualify. |
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There will be no subordinate financing behind the newly created 1st Mortgage. |
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Rate and points are based on a 30 day lock period. |
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Credit subject to East West Bank approval. |
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